Market Crash Simulator
See how continued investing during market downturns affects your wealth
Severe Crash
Starting Value
$500,000
Maximum Drawdown
33.4%
$332,882
Final (Keep Investing)
$637,404
+27.5%
Final (Stop Investing)
$466,885
-6.6%
The Power of Staying Invested
By continuing to invest $2,000 monthly during the crash, you end up with $170,519 MORE than if you had stopped investing.
That's 36.5% more wealth by staying the course!
Historical Context
The 2008 crash was ~50%. Markets recovered in ~6 years. COVID-19 crash was ~34%, recovered in 6 months.
Psychology Tip
Crashes feel terrible but create opportunity. Dollar-cost averaging during downturns buys shares at bargain prices.
Get expert guidance tailored to your financial goals
Understanding the Concept
Market crashes are inevitable, but continuing to invest during downturns (buying the dip) can dramatically improve long-term returns. This simulator shows the power of staying invested and continuing contributions.
Tips to Optimize
- •Don't panic sell - markets always recover eventually
- •Continue regular contributions to buy at lower prices
- •Rebalance during crashes to buy quality assets on sale
- •Keep 3-6 months emergency fund for peace of mind