Real Estate Investment Calculator
Evaluate investment property returns with cap rate, cash flow, and CoC analysis
A real estate investment calculator analyzes the financial performance of investment properties. It calculates cash flow, cap rate, cash-on-cash return, and ROI to help you evaluate whether a property is a good investment.
Formula:
Cash-on-Cash Return = Annual Cash Flow / Total Cash Invested × 100Total cash invested includes down payment, closing costs, and initial repairs. Annual cash flow is NOI minus debt service.
- 1
Enter the property purchase price
- 2
Input rental income and operating expenses
- 3
Add financing details (down payment, rate, term)
- 4
Include closing costs and renovation budget
- 5
View cash flow, cap rate, and returns
- 6
Compare multiple properties side-by-side
- Real estate is a major asset class for wealth building
- Proper analysis prevents costly investment mistakes
- Leverage amplifies returns (and risks)
- Tax benefits can significantly improve after-tax returns
- Cash flow enables long-term hold strategies
- Evaluating rental property purchases
- Comparing investment opportunities
- Analyzing flip potential
- Planning value-add improvements
- Determining optimal financing
- Projecting long-term returns
- •Focus on cash flow first, appreciation second
- •Build relationships with property managers before buying
- •Consider house hacking to reduce living expenses
- •Join local real estate investor groups for deal flow
Have questions about using this calculator? Check out our financial guides or contact us for help.
Cap Rate
6.04%
Good
Cash on Cash Return
-0.14%
Fair
Gross Yield
10.00%
Monthly Cash Flow
-$7
Annual Cash Flow
-$84
NOI
$18,120
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Understanding the Concept
Real estate investing requires analyzing multiple metrics: Cap Rate measures property value, Cash-on-Cash Return shows actual cash returns, and Net Operating Income reveals property profitability before financing.
Tips to Optimize
- Look for cap rates above 8% for solid cash flow properties
- Calculate 1% rule: monthly rent should be 1% of purchase price
- Factor in hidden costs like CapEx and vacancy
- Consider appreciation potential and local market trends